Compliant payments for hemp, CBD and smoke shops
Rooted Payments sets up compliant payment processing and point-of-sale systems for hemp, CBD, smoke shop and cannabis-adjacent retailers across the US.
Straight answers first
We tell you what can and cannot be boarded in your category before you sign anything.
Real merchant accounts
Proper boarding with processors that accept your industry. No workarounds that get shops shut down.
POS built for the counter
Age checks, inventory and payments in one system that fits how your shop actually runs.
Built for the shops the big processors turn away.
Who we serve
Your industry is not a problem. It is our whole business.
Stripe, Square and PayPal ban most of this category outright. That does not mean you cannot be boarded properly. It means you need a processor that works with your industry on purpose, and an honest read on what makes these categories high risk.
Hemp and CBD
Federally legal since the 2018 Farm Bill, and still treated as high risk by mainstream processors. Most CBD retailers can get a real merchant account. Most do not know it.
CBD merchant accountsSmoke and vape shops
High risk by category, and running a counter that needs age checks, dense inventory and fast checkout. We set up the account and the register together.
Smoke shop POSDispensaries
Card processing for plant-touching sales is restricted in most states, and anyone who promises otherwise is selling you risk. We walk you through what is actually available.
What dispensaries can do todayThe straight-talk policy
No workarounds. No shutdown letters.
Cannabis payments is full of vendors selling schemes that end with a frozen account. We do not sell those, and we will say so before you ask.
- We never promise card processing that is not available in your state.
- We never sell a cashless ATM as card acceptance. We explain what it is and its risks.
- We never promise approval. We tell you honestly what underwriters look for.
- Every legal claim on this site links to its primary source.
Where to start
Common questions, answered honestly
Tell us what you sell. We will tell you what is possible.
A short call with a specialist who knows your category. No pressure, no scripts.